Insurance You Can Trust,
Right Here in Tryon
Serving Polk County, Western North Carolina, and Upstate South Carolina for nearly a century.
Mon–Thu: 9 AM – 4 PM
Friday: 9 AM – 3 PM
Closed lunch 12:30–1:30 PM
Your Neighbors in Insurance Since the 1930s
Our Tryon office, located in Columbus, NC, has been a trusted resource for families, equestrians, farmers, and business owners throughout Polk County for generations. As a third-generation, family-owned agency, we believe insurance is personal — and so is the way we serve you.
Whether you need home, auto, business, or specialty coverage, our licensed advisors are here to listen first and recommend second. We take the time to understand your life, your assets, and your goals — then find coverage that actually fits.
Coverage for Every Stage of Life
All of our coverage options are available at the Hendersonville office.
Personal Coverage
Home and auto insurance tailored to protect what matters most to you and your family.
Business Coverage
Business owners policies, equine, specialty coverage, and more – protecting your livelihood at every turn.
Premier Coverage
High-value home, art, jewelry, watercraft, and luxury asset protection for clients who require more.
Equine Coverage
Specialized coverage for horses, barns, equestrian operations, and farm properties throughout WNC and Upstate SC.
Specialty Insurance
From churches and contractors to restaurants and nonprofits — if your coverage needs don’t fit a standard box, we’ll find a solution that does.
Proudly Serving Polk County & Beyond
Our Tryon office, located in Columbus, NC, is the primary point of contact for clients throughout Polk County and the surrounding region. We serve both sides of the NC/SC state line, from the Blue Ridge foothills down into Upstate South Carolina.
Whether you’re on a horse farm in Tryon, running a business in Landrum, or raising a family in Rutherfordton, we’re your local insurance partner.
We serve clients across these communities and more:
North Carolina
Upstate South Carolina
Why Clients Choose Penny Insurance
- Nearly 100 years of serving Western North Carolina — we know this community because we’re part of it.
- Access to 15+ top-rated carriers so we find the best fit for your situation, not the easiest sell.
- Licensed advisors with 25+ years of experience — many have spent their entire careers here
- We’re advisors, not order takers. We proactively review your coverage and flag gaps before they become problems.
- Personal accessibility — you can reach someone who actually knows your account.
Ready to Talk Insurance?
Call our Tryon/Columbus office — we’re here Monday–Thursday 9AM–4PM and Friday 9AM–3PM.