Life is complicated.
We’re here to make things simple.
Insurance can be complicated enough—you need a partner who will help you simplify the complex, make clear recommendations based on returns to you, and help you find the best path forward. At Penny Insurance, we’re here alongside you, every step of the way.
We Are SOLUTION PROVIDERS

Personal Coverage

Business Coverage

Premier Coverage
Contact Us
for a free quote.
Trusted in the Industry.
Rooted in the Community.
Get your estimate in seconds.


Penny Insurance is now a proud partner with Ethos to provide you with a customized quote for personal health insurance in minutes, without leaving your computer.
No Medical Exams
Same-Day Coverage
Affordable Policies
Honest Advice

We Are PROACTIVE
and RESOURCEFUL
CHALLENGE: Client with a family heirloom, a treasured sapphire ring, valued at $38,000 and four daughters.
Who inherits the ring?
SOLUTION: Penny Insurance partnered with Pall Mall Art Advisors to have the ring officially appraised and then auctioned through the renowned Sotheby’s for top dollar
RESULT: Everyone is happy.
We Are ADVISORS.
A third generation family-owned business, we have served the insurance needs of Western North Carolina and Upstate South Carolina for nearly a century. We are licensed insurance professionals, many of whom have been in the insurance business for more than 25 years. We treat clients as individuals not numbers. We work diligently on your behalf to meet your needs today and in the future. Our goal is to exceed your expectations and create a life-long client, and friend.

Does Yours Do That?
At Penny Insurance, we understand that our clients appreciate a relationship built on the following benefits: advice, accessibility and time. Trust our advisors to provide valuable guidance, to be personally accessible for all inquiries, and to save you time by researching the best carriers and policies for your needs.
%
of consumers expect their insurance agent to make recommendations
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