When it comes to insurance agencies, there are big insurance companies, and then there are places like Penny Insurance. The big difference between us and them is that we’re an independent insurance agency. We’re smaller, but we work with the big companies to provide insurance to our clients.
Whether you’re covered by a larger, prominent insurance agency or a small, local one like ours, there are some things you should know about independent insurance agents.
The Truth About Independent Insurance Agencies
They know you.
Independent insurance agents make it their job to connect with you on a personal level. They’re equally as invested in your life and your goals as they are in your insurance premiums.
When you call an independent insurance agent, you can actually expect them to pick up the phone because they’ll probably give you their direct line on day one. You don’t have to navigate a phone tree to find the right department and a qualified person to answer your questions. Even better, you can easily set up an in-person meeting with your agent – and they’d probably be stoked about it.
In short, independent agents are in it for the long haul. You’re not just a number or another reason to deal with paperwork. You’re someone they feel responsible for.
They work for you.
An insurance agent at a mainstream agency is going to sell you their agency’s insurance because that’s who they work for.
Independent agencies are a little bit different. They work for you first. They find out what you need and want, and then they call on the big insurance companies to meet those needs. That’s why they’re called independent agencies – they’re not tied to any one insurance provider. Think of them as a mediator between you and the insurance you buy. (AKA: You’ll never have to wait on hold to talk to those big companies again).
They simplify your life.
Because an independent insurance agent has access to so many different types of insurance, they have the power to consolidate all of your insurance coverage needs in one place. Need car insurance? They’ll find it. Need homeowner’s insurance? No problem. Need life insurance? Done.
You get the picture.
Now picture this: Paying one insurance bill each month. Or, calling the same agent every time you have a question about any of your insurances. Talk about a simpler life!
They save you money.
We all have that friend who’s a pro at finding the best deals. If there’s a bargain out there, they’re going to find it. Your independent insurance agent is that friend. They’re your personal bargain shopper. They shop around at all of these agencies to find the best deal. Cliché as it may sound, they’re saving you significant amounts of time and money.
We want to talk to you.
If you have more questions about what it’s like to work with an independent insurance agency, give us a call. We have a pretty good grasp on the ins and outs of this industry, and we’d love to give you a realistic look at what insurance coverage through an independent agency would look like for you.