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It’s already here, the last hoorah of Summer – Labor Day. You’ve worked hard to enjoy this long weekend and we want to make sure you don’t have anything to worry about. Whether you’re planning to take the boat out on the lake, grill in the backyard, or travel to a new location, there are always risks involved. Your safety is of the utmost importance to us, so knowing the risks and insurance options available is crucial. 

Boating 

Boats are a great way to get out on the water and enjoy the warm summer weather, however, we want you to know the risks involved before you take them. As with anything, there is a risk of personal injury. Boating personal injuries include but are not limited to, electric shock drowning and propeller accidents. Always check your surroundings for a source of electricity in the water. If you are unsure of the water’s conditions, you can get an electric current detector. Another risk is a collision with another boat or object. With our Motorcycle, ATV, RV, and Boat Insurance, you can worry less about what happens if these scenarios occur. 

Grilling 

Labor Day is notorious for grilling out in the backyard with family and friends. Even with grilling, there are risks you should be aware of. You should always make sure that children are kept away from the grill, to prevent any injuries. Also, reading the safety guidelines and rules for your grill is the best practice for keeping your grill functioning properly. Even with these precautions, unknown issues can arise. With a comprehensive liability policy, you can grill and relax without the burden of worrying about legal consequences if a mishap were to occur

Traveling 

Are you planning to go on a socially-distanced weekend getaway? If you are, you should think about the risks of leaving your house alone and traveling in a vehicle. To take the best precautions, ask a neighbor to watch your house or set up a home security system. Regarding your travels in a vehicle, you should always make sure you have your routine maintenance up to date. If you take these simple precautions, you can lower the risks of a weekend getaway. To take extra precautions, our Homeowners Insurance and our Personal Vehicle Insurance are the best options for you.

Whether it’s boating, grilling, traveling, or other Labor Day weekend activities, always know you’re covered with Penny Insurance’s liability options. We want you to have a fun and safe lifestyle, without the worries of liability hanging over your head.

Source:

http://www.bmbplawyers.com/how-to-avoid-a-premises-liability-lawsuit-this-labor-day.html