Safety Tips for Teen Drivers

While it may be frightening to unleash your freshly-licensed teen onto the roads, there are many proactive ways to ensure their safety and your peace of mind. At Penny Insurance Agency, we consider our clients family, and we want to look out for yours. Share these tips with your teen driver as they venture out onto the roads this fall, especially with increased holiday traffic over the next couple of months.

Slow Down

In serious car accidents caused by teen drivers, 21% were caused by speeding.1 Research shows that teens are much more likely to speed and spin a vehicle out of control than adults are. Speed dramatically increases the risks of causing accidents, which can also be a liability disaster. Teens driving 40 mph in a 30 mph zone may think they’re “only” going 10 mph over the posted speed limit. But that “small” increase in speed translates to a 78 percent increase in collision energy – that’s nearly double.”2 It’s just not worth it. 

Seatbelts Save Lives 

The saying “click it or ticket” is a catchy way to remember to always wear a seatbelt. At least 46% of teen drivers and passengers who died in passenger vehicle crashes in 2017 were not wearing a seat belt at the time of the crash. Research shows that seat belts reduce serious crash-related injuries and deaths by about half.”3 Given the most current research, wearing a seatbelt is the easiest way to decrease fatal car accidents. Remind your teen that wearing their seatbelt can cut injuries or death risks in half. 

Don’t Drive Distracted

Texting, music, and extra passengers can all result in distracted driving– the fifth leading cause of teen car accidents.4 Encourage your teen to put their phone in the backseat before starting the car to limit the temptation to check their phone, text, or play music from their device. Limit the number of passengers your teen can drive with to keep the peer pressure and distraction to a minimum. Small distractions may seem insignificant, but the smallest distraction can result in significant damage in a split second. 

Encourage a Driving Course 

Research shows that inexperience is the leading cause of teen car accidents.5 Driver training courses teach teens critical skills and improve reaction times. Many training courses are fun for teens, allowing them to really learn the ins and outs of vehicle mechanics and allowing them to practice key skills. Skills learned in driving courses are much more in-depth than what is learned during the state-officiated driving test. These courses can even help you receive better rates on insurance policies. “Research suggests that more comprehensive GDL systems are associated with 26% to 41% reductions in fatal crashes and 16% to 22% reductions in overall crashes among 16-year-old drivers. Parents can help their teen be safer by knowing and following their state’s GDL laws.”6

Share these tips with your teen driver for easy ways to prevent car accidents– the leading cause of death for U.S. teens– and for ways to be proactive as the roads become busier with holiday traffic. As always, if you are looking for the best insurance policies out there contact us or call us directly today.


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