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Preparing a Home to Be Vacant

Preparing a Home to Be Vacant

There is this misconception that owning a vacant or unoccupied piece of property would pose less of a threat than owning a space with a fair amount of contents. You have less to lose, right? Whereas you may have fewer contents and the risk of damage or loss may not...
Protecting Your Home

Protecting Your Home

Guidelines for Renovation or Construction Your dream home is almost finished. Then, one evening, the painter tosses work rags into a bucket, locks up the home, and leaves. That night, the rags ignite and produce a fire that eventually consumes your entire house. Could...
Machinery Mishaps: More Than Just Nuts and Bolts

Machinery Mishaps: More Than Just Nuts and Bolts

No one wants to spend the summertime dealing with a broken air-conditioning system, with no way to escape the heat and a substantial repair price along with it. Unfortunately, mechanical breakdowns are pretty unpredictable…and are not covered under a homeowner’s...
Do You Need Excess Liability Insurance?

Do You Need Excess Liability Insurance?

In a perfect world, our regular homeowners or auto insurance coverage would protect us from all liability. Our coverage would shield us from unexpected incidents and truly safeguard our assets and lifestyle as long as we met our payment deadlines. Unfortunately, there...